Use a credit card’s cash advance feature. Some credit cards will allow you to withdraw a certain amount of cash by using it at an ATM. This can help you come up with cash in a hurry. However, the interest rates on cash advances are usually much higher than the credit card’s usual interest rate, meaning that you will eventually have to pay more.
Another option that isn’t quite cash back but is along the same lines of “make money by saving money” — the Honey Chrome extension. Whenever you head to your cart to check out, Honey searches for online coupon codes or better deals from different retailers. That means no more wasted time Googling “[insert store name] coupon code” just to come up empty-handed. Honey does all the legwork for you!
Italiano: Guadagnare Soldi Senza Sforzo, Español: ganar dinero fácil, Français: gagner facilement de l'argent, Português: Fazer Dinheiro Fácil, Deutsch: Geld einfach verdienen, Русский: сделать легкие деньги, Nederlands: Makkelijk geld verdienen, 中文: 轻松赚钱, Bahasa Indonesia: Mendapatkan Uang dengan Mudah, Čeština: Jak si jednoduše vydělat peníze, 日本語: 簡単にお金を稼ぐ, العربية: ربح الأموال بسهولة, हिन्दी: आसानी से पैसा बनायें, Tiếng Việt: Kiếm tiền thật Dễ dàng, 한국어: 쉽게 돈버는 방법
If you’re trained in a marketable skill — like graphic or web design, SEO writing, or video animation — to the point where you can bang out the work in your sleep, you can make a pretty quick buck with it on Fiverr. Whether it’s the best long-term strategy for your freelance career is debatable – and it’s one of the least lucrative gig economy side hustles out there – but that’s not the point; the point is that there’s the potential for earning money quickly.
Skill. If you’re going to sew for other people, your skills need to be far above average. If you’re a beginner or an average seamstress, wait until you improve their skills before attempting to earn money in this type of business. If people are going to trust their wedding dresses or their favorite sports jacket to you, you must be able to handle them with care and the utmost skill.
Work remotely for a call center. Because many call center jobs are location independent, finding work in this field is an easy way to earn some money from home. Dozens of sites list job openings for call-center representatives, including Freelancer.com and SimplyHired.com. Meanwhile, you should check local job listings for openings and opportunities as well.
Be someone’s virtual assistant. Not all administrative support staff work on site and take notes in-person at meetings. You can also help an executive from the comfort of your home by scheduling appointments, typing letters, ordering supplies, and preparing presentations. Zirtual may be able to connect you with someone who needs your help, though it may ask for a fee to get you started. You could also send some emails to companies near you offering your services.
Big companies are generally (or at least should be) flexible if you want to work from home a few days a week. But if you want to do it full-time, smaller companies can be a better bet, because your working remotely can help them save on office space. You can probably find lots of startups or small businesses looking for tech help who have the resources to pay your salary, but not to relocate you or pay for additional office space.
To do that, you have to harbor a few fundamental guiding principles in your mind. Today, if you're at all serious about generating a full-time income (and more) from your online activities, then you need to focus on passive income as opposed to active income. Sure, the active income will help you survive. That's the scarcity mentality at play. But it's the passive income ideas that will help you thrive.
Shipping. You will only have a few days to ship a book after it sells, and even less time if you agree to include two-day or overnight shipping as part of your options. And since you’ll want to save as much as you can on the shipping, you’ll have to devise a plan. Many people set aside specific days for shipping – say 3 days a week – and then make one big trip to the post office. As long as there isn’t anything else in the package, you can send books via media mail, which is the least expensive option. Finally, your books will need to be packaged in a way that they won’t get damaged in transit.
Using the money you already have to make more money is usually a pretty smart move. A service like Lending Club is a great way to act as a lender and earn interest on your money. Essentially, you act as the bank, which is pretty neat. Lending Club is the world’s largest online credit marketplace connecting borrowers and investors. Definitely something worth looking into!
Become a moneylender. If you already have some extra cash on hand, you can earn even more by lending it out and charging interest on your loans. There are many companies, the largest of which are Prosper and Lending Club, that match prospective lenders with prospective borrowers. Although the industry has been shifting away from private investors, there are still opportunities to be had.
These endeavors aren’t without traps and challenges, though, so before we take a look at some legitimate ways to make money from your home, let’s review a few things that you should avoid. Unfortunately, if you want to earn an honest living from home, you’re also a common target of scammers, especially in these economically tough times. But if you keep these simple rules in mind, you won’t become a victim of one of the many work from home scams.
Rent out a parking spot. If you live in a busy or congested area and have parking to spare, you might be able to rent out your parking space for some quick cash when you’re not using it. Simply advertise your open parking space online including details on the location, whether it’s covered or uncovered, and your desired hourly, weekly, or monthly fee. If you want, you can even use a site like Just Park or download the Spot App to reach more potential customers.
People are always looking to have their cars washed and detailed. You could be a mobile car washer and detailer with a permanent location. Reach out to people you know or make some flyers and put it in your neighbors' mailboxes. If you want to get serious about it, prop up a one-page website or give out business cards. You can make money quickly doing this.
Be willing to negotiate. You might have two neighbors who want their sidewalks shoveled, but one might be willing to pay $5 per week while another will pay only $3. If the neighbor who's paying you less is elderly, living on a fixed income, disabled or otherwise strapped for cash, consider accepting the lower price in order to build your clientele. Remember, that person who pays you less might later recommend your services to someone else willing to pay more.
Holly told me she started writing content in 2011. At the time, she still worked a full-time job but created content online part-time to supplement her income. Over time, she was able to double and triple her rates until she could quit her full-time job to write. These days, she makes bank as a freelance writer and teaches others to do the same via her online course, Earn More Writing.
Be proactive. Remember Murphy's Law: "Whatever can go wrong will go wrong." Make plans, complete with as many calculations as possible, then anticipate everything that can go wrong. Then make contingency or backup plans for each scenario. Don't leave anything to luck. If you're writing a business plan, for example, do your best to estimate when you'll break even, then multiply that time frame by three to get a more realistic date; and after you've identified all the costs, add 20% to that for costs that will come up that you didn't anticipate. Your best defense against Murphy's law is to assume the worst, and brace yourself. An appropriate amount of insurance may be something worth considering. Don't forget the advice of Louis Pasteur, a French chemist who made several incredible breakthroughs in the causes and prevention of disease: "Luck favors the prepared mind."
Websites like Survey Junkie will pay you a decent chunk of change for the low-maintenance, borderline mindless task of completing surveys. Companies want to understand consumers better, and one way they do that is by compensating survey-takers (a.k.a. you). Most surveys pay between $0.50 and $1.25, and many of them take less than 5 minutes to do. You can read our full Survey Junkie review for more info.